Be generous. If someone sends you a referral thank them immediately and generously. A good way is with a simple gift card from a place like Starbucks, Tim Hortons or a local restaurant. Remember, you are not incentivizing them to make you money, but rather to allow you the opportunity to provide service to others. Whether you make a dime or not on providing a service doesn’t diminish the value of the referral, and the implicit trust implied by it.

To gain some clarity about your wants sit down and make a list of what you do want in a relationship. Right down everything from the type of body the person has to the type of feet they have. It is very important to be aware of how you want them to treat you as well. Now you do need to understand that nobody is perfect so some of these things are going to have to be put closer to the bottom of the list. So now you get to put the things you wrote down in order from the most important to the least important thing you desire. It is your list; no one will see it unless you share it so try and be completely honest.

That night during my usual routine of checking my emails I saw an ad for an online dating website geared towards meeting people over 50. So, I decided to take a chance. I filled out a questionnaire that they had, and was honestly expecting something totally different.

Now we’re going to take a look and see why we can have a lot of fun with this! When following up after (number exchange, coffee meeting, etc.) with a legitimate reason for doing so, you’re making the decision a super easy one for her. Perhaps you want to get together at this cozy place or you just want to chat about something fascinating. You extend the offer and make it seem enticing and a natural thing for the woman to tell you yes. If you use words like “so” and “because” you are simply backing up your suggestion to her. Shall we go over to the coffee shop, so we talk about your favorite band? Just smile as you say it and let it flow out naturally.

Take note of what you did to get into your financial mess in the first place. If you are trying to fix your credit and have spent considerable time doing so, let that be a beacon for you not to get in that kind of mess again. If you have been overworked and underpaid, remember that when you negotiate salary terms for your next position. Learning any personal finance lesson can make or save you money in the future. Take the lessons you have learned and apply them to your finances in the future, giving you an advantage moving forward.

The subject of your break up is off limits. If your ex wants to talk about your past history together, it’s actually a good sign that he wants you back. But steer the conversation clear of anything related to your fights, arguments, or any of the disagreements that may have broken you up in the first place.

The goal of the reunion date should be to simply reconnect and realize that the two of you can get along together. You want to have fun with your ex – the same type of playful, flirty fun you used to have when you first began dating each other.